WHAT DOES CARE HOME INSURANCE COVER?
Your care home insurance policy will contain a number of different sections, some of our key covers can include:
WHAT IS CARE HOME INSURANCE?
An insurance policy has a core purpose which is an arrangement by which a company undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.
Care home insurance contains a combination of many common covers found in most commercial insurance policies however also has increased covers to offer protection to businesses that provider care for the elderly including those who are affected by dementia, children, disabilities or with mental health problems.
It is a statutory requirement to ensure your care business has adequate insurance in place as part of the Care Quality Commission ‘CQC’ standards (CIW – Wales, CI – Scotland).
Whilst there is common covers, many insurance policies are not suitable for residental homes because you require specific insurance covers will ensure you are adequately protected in offering care-related services.
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Alternatively you can contact our care specialists on 0151 353 3880 or email us at Care@Aldium.co.uk