Pub Insurance

ALDIUM Insurance


When it comes to protecting your pub business having the right insurance coverage is essential. Pub insurance is a specialised type of insurance that provides cover for a wide range of risks specific to the pub industry.

These risks can include everything from damage to your property and contents, to liability claims from customers who may suffer an injury on your premises. It is important to understand the different types of coverage available, so that you can select a policy that best fits the unique needs of your pub business.

Aldium can provide you with a tailored insurance package bespoke to your needs including covers like:

• Public Liability Insurance
• Employers’ Liability Insurance
• Business Interruption Insurance
• Stock and Fixtures & Fittings
• Money Cover
• Buildings and Domestic Contents

Talk to one of our specialists today. 



Aldium Insurance has been protecting pubs for over 20 years with competitive insurance policies.
We know where the pitfalls are, what the risks are and how to keep these to a minimum.
As each pub is different  we believe each needs bespoke advice tailored to their particular needs.
Some pubs have dedicated restaurants, some letting rooms, others children’s play areas and organised entertainments.
We know which Insurers pitch their cover and prices to what type of pubs so we can get the best licensee insurance for our Clients and have specialist staff dedicated solely to providing that knowledge and advice for our Pub clients.


Compare Pub and Bar insurance quotes now! 



Pub insurance helps you manage the risks to your business. Lets take a look at a few of the core covers.

Public Liability Insurance

Public liability for pubs covers claims made against you if a member of the public gets hurt or injured when they’re on your premises. 

Employers’ Liability Insurance

If you have full-time, part-time or temporary staff then employers’ liability insurance is a legal requirement and can cover you against injury claims from staff.

Business Interuption Insurance

Help if you suffer from an incident such as fire or flood which closes your doors whilst repairs or refurbishment is carried out to keep your income protected.

Stock and Fixtures & Fittings

Your pub is filled with many items and possesions that add to the character and atmosphere. Protect them against fire, theft, flood, loss and damage.

Money Cover

Covering robbery during business hours or cash in transit to and from the bank, also theft of cash left in the tills overnight or in a locked safe, subject to specified amounts

Buildings and Domestic Contents

Buildings cover can be arranged for freehold premises and Domestic Contents cover is available if required to look after your own possessions in the flat above the pub. 

Client Testimonials

Don’t take our word for it – here’s what our clients say:

Aldium went through more detail than my previous brokers. Giving me reassurance that i am protected.


From start to finish it was a pleasure, I was really looked after. Would highly recommend 10/10


Very knowledgeable and helpful. They helped me get a competitive quote.


Frequently Asked Questions | Pub Insurance

  • Why do I need Pub insurance?
    There’s a lot to think about when you’re running a pub, whether it’s a local village pub, a bar, or a party venue. And one item on your to-do list should be making sure you’ve got the right insurance in place to protect you, your business and, your customers. We can arrange cover to protect your stock, fixtures and fittings, customers, money and more.
  • What is stock cover?
    For a pub, stock insurance covers all the items you sell, including wines, beers, spirits, and food. These are likely to be valuable and you should look to cover these.
  • What is Loss of Licence cover?
    Your pub couldn’t trade if you lost your licence leaving you in a difficult position. This insurance could cover you for some loss of earnings, if that ever happened because of reasons beyond your control. ­­

    An example could include if your local council revoked your licence because of complaints about noise in the local area that wasn’t your fault. However you wouldn’t be covered, if you lost your licence for selling alcohol to underage drinkers because that’s illegal and was within your control.
  • Is cash covered?
    Money cover can form part of your bespoke pub package policy covering you for robbery during business hours or cash in transit to and from the bank, also theft of cash left in the tills overnight or in a locked safe, subject to specified amounts


Let us compare the market for you and search our panel of leading insurers for a competitive pub insurance package.

Latest News

Navigating Industry Changes: How Our Brokerage Supports Courier & Logistics Firms

With the news article in the BBC today about Yodel many delivery service partners will be potentially affected by this. Parcel delivery firm Yodel has said it is in the[…]

Read more
Courier Van Networks

Navigating 2024: The Imperative of Reviewing Your Courier Fleet Insurance

In the dynamic realm of courier and logistics, where every mile counts and every package matters, the importance of a robust and adaptive motor fleet insurance strategy cannot be overstated.[…]

Read more
Motor Fleet Insurance - Aldium Banner

Fleet Insurance for Couriers | Market Updates

Courier fleet operators need to be aware that the insurance market is constantly changing, with Zego announcing that they will not be inviting renewals from the 1st December 2023 this[…]

Read more