Pub Insurance

ALDIUM Insurance

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Cheers!

Aldium Insurance has been protecting pubs for over 20 years
We know where the pitfalls are, what the risks are and how to keep these to a minimum.
As each pub is different  we believe each needs bespoke advice tailored to their particular needs.
Some pubs have dedicated restaurants, some letting rooms, others children’s play areas and organised entertainments.
We know which Insurers pitch their cover and prices to what type of pubs so we can get the best licensee insurance for our Clients and have specialist staff dedicated solely to providing that knowledge and advice for our Pub clients.

Why do i need pub insurance?

Pub insurance helps you manage the risks to your business. Lets take a look at a few of the core covers.

Public Liability Insurance

Public liability for pubs covers claims made against you if a member of the public gets hurt or injured when they’re on your premises. 

Employers’ Liability Insurance

If you have full-time, part-time or temporary staff then employers’ liability insurance is a legal requirement and covers against injury claims from staff.

Business Interuption Insurance

Help if you suffer from an incident such as fie or flood which closes your doors whilst repairs or refurbishment is carried out to keep your income protected.

Stock and Fixtures & Fittings

Your pub is filled with many items and possesions that add to the character and atmosphere. Protect them against fire, theft, flood, loss and damage.

Money Cover

Covering robbery during business hours or cash in transit to and from the bank, also theft of cash left in the tills overnight or in a locked safe, subject to specified amounts

Buildings and Domestic Contents

Buildings cover can be arranged for freehold premises and Domestic Contents cover is available if required to look after your own possessions in the flat above the pub. 

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Let us compare the market for you and search our panel of leading insurers for a competitive pub insurance package.

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