News

ALDIUM Insurance

Protecting your business in the hard market

The effect that Covid-19 has had on businesses, whether directly or indirectly, is immeasurable, and the insurance industry hasn’t gone unscathed. As Oliver Bate, CEO of Allianz, put it, “the virus has hit insurers like a meteorite”. As businesses look to build themselves back up again post-pandemic, coupled with the already hardening market, the increased need…
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UK drivers will no longer require insurance ‘Green Cards’ for driving in Europe

Changes to European Driving Rules that UK motorists must be aware of Following Brexit, UK drivers were required to carry a ‘Green Card’ (an International Motor Insurance Certificate) when driving in Europe. This document, issued by the motor insurance providers, certifies that the holder has sufficient motor insurance cover to allow them to legally drive…
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Travel safety and security tips

Travel safety and security tips The majority of crimes are as a result of opportunists and fraudsters exploiting the good will of businesses, locals and holiday makers alike. But by making yourselves ‘unappealing’ as targets and being aware of some of the tricks being used, we hope to help you avoid common pitfalls.   Opportunist…
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High ‘flood risk areas’ in the UK

High ‘flood risk areas’ in the UK As an island, with many coastal and riverside regions, the UK is naturally prone to flooding. The increased frequency of extreme weather events, urban development, and pressure of climate change have made flooding happen more often and with worse consequences. In this article, we will look at some…
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Can employers force their employees to have the COVID-19 vaccination?

Published 09/07/2021 The current success of the vaccine roll-out brings hope to businesses that normal operations could soon resume. However, while having a high proportion of vaccinated employees would be advantageous for employers to resume business as usual, it is also clear that not every worker will want to. An employee could have a medical,…
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Landmark whiplash reforms set to transform compensation culture

Britain’s motor compensation culture is set to be transformed with the introduction of the long-awaited whiplash reforms, bringing with it a fairer system for motorists, said Dave Lovely, Aviva’s Claims Director, General Insurance*. The whiplash reforms, part of the Civil Liability Act 2018, come into effect today (Monday, 31 May, 2021). Aviva has led industry…
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FCA Release Business Interruption Insurance COVID-19 calculator

Businesses with a business interruption (BI) policy that covers ‘disease within a particular distance from the premises’ such as 1 mile or 25 mile radius can use the new FCA COVID-19 Calculator to help prove the presence of the virus in your area. This calculator may help you if: you have an insurance policy that…
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Have you got your Pub Insurance sorted?

With the government roadmap allowing some hospitality venues to reopen in a limited setting such as pubs, cafés and restaurants it is important to check that your cover is still correct. During lockdown a lot of business owners adjusted their covers to a ‘skeleton’ level as there was no stock or customers. Pub Insurance |…
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Courier Fleet Insurance | Aldium

Aldium Insurance understand Just how busy Logistics companies can be. That’s why we treat every Client as different,  with different needs and requirements, but with all benefiting from the Aldium exceptional level of care and support given to all. We know how precious your time is that is why we take care of all the…
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Modern methods of construction add to arson and hot works fire risks

Arson and hot works are among the most common causes of fire in the UK, whilst modern methods of construction are also a leading factor in many fires. With this as a backdrop, businesses and organisations need to manage and mitigate the risks. According to the National Fire Chiefs Council, arson and wilful fire raising…
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