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ALDIUM Insurance

Landmark whiplash reforms set to transform compensation culture

Britain’s motor compensation culture is set to be transformed with the introduction of the long-awaited whiplash reforms, bringing with it a fairer system for motorists, said Dave Lovely, Aviva’s Claims Director, General Insurance*. The whiplash reforms, part of the Civil Liability Act 2018, come into effect today (Monday, 31 May, 2021). Aviva has led industry…
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FCA Release Business Interruption Insurance COVID-19 calculator

Businesses with a business interruption (BI) policy that covers ‘disease within a particular distance from the premises’ such as 1 mile or 25 mile radius can use the new FCA COVID-19 Calculator to help prove the presence of the virus in your area. This calculator may help you if: you have an insurance policy that…
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Have you got your Pub Insurance sorted?

With the government roadmap allowing some hospitality venues to reopen in a limited setting such as pubs, cafés and restaurants it is important to check that your cover is still correct. During lockdown a lot of business owners adjusted their covers to a ‘skeleton’ level as there was no stock or customers. Pub Insurance |…
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Courier Fleet Insurance | Aldium

Aldium Insurance understand Just how busy Logistics companies can be. That’s why we treat every Client as different,  with different needs and requirements, but with all benefiting from the Aldium exceptional level of care and support given to all. We know how precious your time is that is why we take care of all the…
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Modern methods of construction add to arson and hot works fire risks

Arson and hot works are among the most common causes of fire in the UK, whilst modern methods of construction are also a leading factor in many fires. With this as a backdrop, businesses and organisations need to manage and mitigate the risks. According to the National Fire Chiefs Council, arson and wilful fire raising…
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A quick rundown of the most common hotel complaints

When working in the hotel industry, you quickly get used to thinking on your feet. No matter how much effort you put into making your hotel spotless and your service impeccable, there’s no accounting for taste, or for the behaviour of your other guests. Find out what the most common complaints are for hotels, guesthouses…
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Getting your business ready to reopen

In a move that much of the nation has been waiting for, individuals and businesses alike, businesses have been able to reopen their doors from July, including restaurants, pubs, gyms, tattoo parlours and beauty services. The 2m rule has now been reduced to 1m plus in areas where 2m isn’t possible, allowing those with smaller…
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Roadmap out of the third lockdown – Health and Safety Implications

On 22 March, the Prime Minister announced the government’s proposed roadmap out of lockdown. The road ahead The government is hopeful that most of the economy will be able to open before the end of June, subject to four steps set against four key tests: how the vaccine roll-out is going, how vaccination is affecting…
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Payment Diversion Fraud – protecting your data

Financial crime can affect any of us in both our work and personal lives. We’re taking a closer look at Payment Diversion Fraud – one of the most common types of financial crime – to help you better protect yourself and our business. Financial Crime is defined as any kind of criminal conduct relating to…
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Has your unoccupancy cover changed?

Please note: This article was updated on the 22/01/2021 The continued restrictions that have been put in place to fight the coronavirus have had a drastic impact on UK businesses, particularly within the retail, food, leisure and hospitality sectors. These closures attribute to mounting concerns within businesses and insurers due to buildings continuing to remain…
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