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ALDIUM Insurance

Cyber-attacks and politics

After supposedly thwarting a cyber attack on Monday 11th November 2019, the Labour Party suffered a second attack just the next day. What type of attack was it? The attack targeted the group’s website with a Distributed Denial of Service (DDoS) attack. This type of attack floods the victim’s server with superfluous requests in an…
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The importance of taking action against flooding

For those who don’t take global warming seriously by now, you might be surprised at the predictions that have been made by the Environment Agency (EA) regarding UK flood defence. Reaching unprecedented levels  Climate change has already had a major impact on British coastlines, moorlands, farms, towns and cities, not to mention the effect it’s…
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Get to know the most common causes of workplace injuries

In a recent report by the HSE, the most common workplace injuries reported throughout 2018/2019 have been revealed. During this time, 581,000 workers sustained a non-fatal injury according to self-reports from the Labour Force Survey and 69,208 were submitted as RIDDOR reports. In the same period, 147 workers suffered a fatal injury, with the most…
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Digitising insurance to make way for the digital native

Whilst some sectors, such as retail, are leading the way when it comes to embracing new technologies, the insurance industry has been slow on the uptake – and customers are noticing. With 2020 just around the corner, what can the insurance sector do to embrace change? <strong>Catering to the digital native</strong> Digital natives can be…
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How to win your customers’ emotional loyalty

While it is one thing enticing new customers to your business, it’s quite another to keep them. What will make customers loyal to your brand? Maybe it was curiosity that tempted your customers away from your competitors or your dazzling array of introductory offers? Whatever the reason, now you should consider how to keep your…
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Maintaining the value of your supercar

For many, buying a supercar or hypercar is a lifelong dream. But simply driving it off the forecourt can slice the value off it. Maintaining any vehicle protects its value, safety, efficiency and performance, but it’s much more important for exotic vehicles. Of course, supercars are there to be driven and may decrease in value…
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What you need to know about becoming a landlord

Thinking of letting out your property? Here’s what you should consider before you do. Be prepared to work all hours Being a landlord is not a 9-5 job and while there will be plenty of days where you can dictate your own schedule, there will be many others during which you will be pushed and…
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Is it the law to have business insurance?

When it comes to setting up your own business, the red tape can be overwhelming. Here are the legal-musts and good-to-haves of business insurance… Whether you’re setting up your own business or have been running one for a while, the subject of business insurance can be fraught. How do you know what is a legal…
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Director handshake

Directors and Officers Insurance: A business essential

Imagine you have the opportunity to invest £100,000 for your company, with a 70% chance of providing a 20% return within five years. Do you decide to go for it? Now consider whether your decision would be different if you could be held personally liable for making the wrong decision; your home and other assets…
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Protecting Your Care Home – Insurance

Care Home Insurance is a specialist insurance type since there are so many issues which could arise. Not only does your insurance need to protect the care you give, but you also need to consider the regulatory bodies you adhere to, protection for your staff as well as covering the premises and its contents. What’s…
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