Home Insurance

ALDIUM Insurance

Protecting your home

What is this type of Insurance?

Buildings insurance provides cover for the structure of your home and any permanent fixtures and fittings. It includes garages and other domestic outbuildings, walls, gates and fences as well as drives, paths, patios and terraces at the home.

Contents insurance provides cover for household goods, personal property, valuables, pedal cycles and office equipment in your home plus extra cover as shown in your policy.

Cover for you

We can get you cover for

✓ Legal liability – your personal liability and as owner or
occupier of the home for injury or property damage
(£2,000,000 and £10,000,000 for domestic employees).

✓ Alternative accommodation – if your home is not fit to live
in after a claim (up to 20% of the buildings sum insured
and £10,000 under contents cover).

Get a quoteCALL – 0151 353 3883



✓ Accidental breakage of glass and sanitary ware.
✓ Accidental damage to audio equipment, computers
(e.g. desktop PC), televisions, game consoles.
✓ Damage caused by emergency services gaining access (£1,000).
✓ Accidental damage to cables/underground service pipes.
✓ Tracing a leak at the home (£5,000).
✓ Replacing locks, if house keys are lost or stolen.
✓ Replacing food in freezer or fridge, if appliance breaks
down or after a power failure.
✓ Prams and wheelchairs, if stolen or damaged anywhere in
the world (£500).
✓ Temporary removal of contents, including when in halls of
residence (£5,000).

Need more? Click here for High Value Home Insurance

Latest News

Protecting your business in the hard market

The effect that Covid-19 has had on businesses, whether directly or indirectly, is immeasurable, and the insurance industry hasn’t gone unscathed. As Oliver Bate, CEO of Allianz, put it, “the virus[…]

Read more

UK drivers will no longer require insurance ‘Green Cards’ for driving in Europe

Changes to European Driving Rules that UK motorists must be aware of Following Brexit, UK drivers were required to carry a ‘Green Card’ (an International Motor Insurance Certificate) when driving[…]

Read more

Travel safety and security tips

Travel safety and security tips The majority of crimes are as a result of opportunists and fraudsters exploiting the good will of businesses, locals and holiday makers alike. But by[…]

Read more