Protecting your home
What is this type of Insurance?
Buildings insurance provides cover for the structure of your home and any permanent fixtures and fittings. It includes garages and other domestic outbuildings, walls, gates and fences as well as drives, paths, patios and terraces at the home.
Contents insurance provides cover for household goods, personal property, valuables, pedal cycles and office equipment in your home plus extra cover as shown in your policy.
Cover for you
We can get you cover for
✓ Legal liability – your personal liability and as owner or
occupier of the home for injury or property damage
(£2,000,000 and £10,000,000 for domestic employees).
✓ Alternative accommodation – if your home is not fit to live
in after a claim (up to 20% of the buildings sum insured
and £10,000 under contents cover).
✓ Accidental breakage of glass and sanitary ware.
✓ Accidental damage to audio equipment, computers
(e.g. desktop PC), televisions, game consoles.
✓ Damage caused by emergency services gaining access (£1,000).
✓ Accidental damage to cables/underground service pipes.
✓ Tracing a leak at the home (£5,000).
✓ Replacing locks, if house keys are lost or stolen.
✓ Replacing food in freezer or fridge, if appliance breaks
down or after a power failure.
✓ Prams and wheelchairs, if stolen or damaged anywhere in
the world (£500).
✓ Temporary removal of contents, including when in halls of
residence (£5,000).
Need more? Click here for High Value Home Insurance
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