HOME INSURANCE – COMPARE QUOTES
Welcome to ALDIUM, your one-stop destination for home insurance solutions.
Whether you’re a homeowner or a renter, protecting your property and belongings is essential.
With our easy-to-use comparison tools, we make it simple to find the perfect blend of buildings and contents insurance to suit your needs.
Let’s explore your options and ensure your home is safeguarded against life’s uncertainties.
WHAT DOES HOME INSURANCE COVER?
Home Insurance or ‘Buildings & Contents’ insurance can give you a number of different covers. It is important you always check your own policy documentation to see exactly what is covered. Some common covers can include.
BUILDINGS INSURANCE
Buildings insurance provides cover for the structure of your home and any permanent fixtures and fittings. It includes garages and other domestic outbuildings, walls, gates and fences as well as drives, paths, patios and terraces at the home.
CONTENTS INSURANCE
Contents insurance provides cover for household goods, personal property, valuables, pedal cycles and office equipment in your home plus extra cover as shown in your policy.
PERSONAL POSSESSIONS COVER
Extends cover to valuable items you take outside of your home, such as smartphones, laptops, and jewellery, against loss, theft, or damage worldwide.
ALTERNATIVE ACCOMMODATION
Provides financial assistance for temporary accommodation if your home becomes uninhabitable due to insured events, ensuring you have a place to stay while repairs are carried out.
Cover for you
We can get you cover for
✓ Legal liability – your personal liability and as owner or
occupier of the home for injury or property damage
(£2,000,000 and £10,000,000 for domestic employees).
✓ Accidental breakage of glass and sanitary ware.
✓ Accidental damage to audio equipment, computers
(e.g. desktop PC), televisions, game consoles.
✓ Damage caused by emergency services gaining access (£1,000).
✓ Accidental damage to cables/underground service pipes.
✓ Tracing a leak at the home (£5,000).
✓ Replacing locks, if house keys are lost or stolen.
✓ Replacing food in freezer or fridge, if appliance breaks
down or after a power failure.
✓ Prams and wheelchairs, if stolen or damaged anywhere in
the world (£500).
✓ Temporary removal of contents, including when in halls of
residence (£5,000).
Need more? Click here for High Value Home Insurance
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