Protecting your home
What is this type of Insurance?
Buildings insurance provides cover for the structure of your home and any permanent fixtures and fittings. It includes garages and other domestic outbuildings, walls, gates and fences as well as drives, paths, patios and terraces at the home.
Contents insurance provides cover for household goods, personal property, valuables, pedal cycles and office equipment in your home plus extra cover as shown in your policy.
Cover for you
We can get you cover for
✓ Legal liability – your personal liability and as owner or
occupier of the home for injury or property damage
(£2,000,000 and £10,000,000 for domestic employees).
✓ Alternative accommodation – if your home is not fit to live
in after a claim (up to 20% of the buildings sum insured
and £10,000 under contents cover).
✓ Accidental breakage of glass and sanitary ware.
✓ Accidental damage to audio equipment, computers
(e.g. desktop PC), televisions, game consoles.
✓ Damage caused by emergency services gaining access (£1,000).
✓ Accidental damage to cables/underground service pipes.
✓ Tracing a leak at the home (£5,000).
✓ Replacing locks, if house keys are lost or stolen.
✓ Replacing food in freezer or fridge, if appliance breaks
down or after a power failure.
✓ Prams and wheelchairs, if stolen or damaged anywhere in
the world (£500).
✓ Temporary removal of contents, including when in halls of
residence (£5,000).
Need more? Click here for High Value Home Insurance
Latest News
Avoid back pain when working from home
As the days turn into weeks during the UK lockdown, most of us are now much more accustomed to working from home and have started to adopt a new daily[…]
Read more
Landlords: Do you know how to deal with struggling tenants?
As a landlord, you may well be used to dealing with tricky tenants who are consistently late with payments but what do you do when a once-reliable tenant experiences unexpected[…]
Read more
Coronavirus and business insurance – what you should know
An ongoing ‘Epidemic’ of Coronavirus disease 2019 (COVID-19), caused by the SARS-CoV-2 virus, started in December 2019. It was first identified in Wuhan, the capital of Hubei, China and as[…]
Read more