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ALDIUM Insurance

What you need to know about the Job Support Scheme

On the 20th March this year, the Government announced a series of measures that they were putting in place to help businesses through the nationwide lockdown; this included the Coronavirus Job Retention Scheme. The scheme allowed employers to put their staff on temporary leave, or ‘furlough’ while continuing to supply them with a wage which was…
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Preparing your business against the second wave

While speculation continues and the Government determines how to best tackle rising coronavirus figures in the UK, here’s what you can do to protect your business. Implement forward financial planning  It’s essential that during these turbulent times, you plan for how your business will be affected should you face another lockdown and your revenue is…
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Could this be the end of the insurance ‘loyalty penalty’?

When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be…
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The lowdown on Excess Waiver Insurance for hire vehicles

When hiring a car, you sign a contract to agree to the leaser’s terms and conditions – this is an official rental agreement. Every car hire business has their own version of this agreement and as part of this, you often need to consent to paying a portion of the loss incurred should something happen…
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4 ways to prepare your car for autumn

From slippery roads to decreased visibility, there’s plenty more things that we need to consider when driving as summer comes to an end. As insurers tend to see a marked increase in the rise of Car Insurance claims in the autumn and winter months, it’s worth doing what you can now to decrease the risk…
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Result of FCA’s Business Interruption test case

Covid-19 and Business Interruption insurance created a complex situation requiring legal consideration of the many different issues involved.   That is why, from the outset, we welcomed the FCA intervention in bringing this test case.   Unfortunately, whilst this is important progress, the judgement, which was broadly in favour of Policyholders, does not bring matters…
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Technology jargon buster: 101

Do you know your GIFs from your Gigabytes? To you, does RAM still bring up connotations of a sheep rather than computer memory? If you’re not up to date with technological lingo, you’re not alone. Even though technology is an integral part of our day-to-day lives, there’s so many terms that come alongside it, it…
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Was the Eat Out to Help Out scheme a success?

Sometimes discounts can seem too good to be true. However, that doesn’t seem to be the case with the Eat Out to Help Out scheme. After Chancellor of the Exchequer, Rishi Sunak, announced the Treasury would be funding 50% of meals midweek throughout August, restaurants and diners snapped up the benefits of the initiative. And,…
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8 reasons to appreciate rail freight

HGVs contribute to congestion, crashes and road damage but make up a significant portion of surface transport for moving goods and materials from A to B. Here are eight reasons why rail freight is the way forward: Rail produces 76% less carbon dioxide emissions than the same journey made by road, with one gallon of…
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Planning on driving abroad? From 31st December 2020 you may need a Green Card…

If you are planning on travelling in Europe after the 31st December 2020, make sure you have the right driving documents in place before you go. GOV.UK is now recommending that ALL drivers who need to drive abroad after this date will need a Green Card and GB sticker. What is the Green Card and why do…
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