News

When you take out Business Insurance, it’s essential that you explore every insurable area of your company to determine the policy features that are right for you. Yet, this can be difficult if you don’t know the full terms and conditions of your current policy, including any exclusions. We take a look at three areas…
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When the UK was plunged into lockdown in March, businesses had to adapt quickly to ensure that staff could continue to carry out their day-to-day role while working from home but, there wasn’t just IT and contact issues to contend with. Not only did employees have to manage their own workload, but they also needed…
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Every Car Insurance policy is different. Often when it comes to comprehensive cover, even if your insurer does include the option for a 14-day replacement vehicle, this will not be applicable if it was stolen or written-off. Would you be able to operate without a car during this period? If your Car Insurance doesn’t include…
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On the 20th March this year, the Government announced a series of measures that they were putting in place to help businesses through the nationwide lockdown; this included the Coronavirus Job Retention Scheme. The scheme allowed employers to put their staff on temporary leave, or ‘furlough’ while continuing to supply them with a wage which was…
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While speculation continues and the Government determines how to best tackle rising coronavirus figures in the UK, here’s what you can do to protect your business. Implement forward financial planning  It’s essential that during these turbulent times, you plan for how your business will be affected should you face another lockdown and your revenue is…
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When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be…
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When hiring a car, you sign a contract to agree to the leaser’s terms and conditions – this is an official rental agreement. Every car hire business has their own version of this agreement and as part of this, you often need to consent to paying a portion of the loss incurred should something happen…
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From slippery roads to decreased visibility, there’s plenty more things that we need to consider when driving as summer comes to an end. As insurers tend to see a marked increase in the rise of Car Insurance claims in the autumn and winter months, it’s worth doing what you can now to decrease the risk…
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Covid-19 and Business Interruption insurance created a complex situation requiring legal consideration of the many different issues involved.   That is why, from the outset, we welcomed the FCA intervention in bringing this test case.   Unfortunately, whilst this is important progress, the judgement, which was broadly in favour of Policyholders, does not bring matters…
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