News

If you’re hoping to reopen your business on the 2nd December, you will want to know exactly how you will be affected based on the tier that you’re operating under. To help you understand more about your specific business, we’ve answered some of your FAQs below. What businesses will reopen and will the three-tier structure affect…
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It’s Christmas day, and you wake up to open your presents. Brrr! It’s cold! You go to put the boiler on, only to realise that it’s not working. What do you do? Probably panic. You can avoid this worst-case-scenario by getting your boiler checked before winter is in full swing. Although you can’t guarantee your…
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As many commercial and residential buildings remain empty over periods of lockdown, experts are concerned that these have the potential for a build-up of legionella bacteria, responsible for Legionnaires’ disease. Why it happens Legionella bacteria can grow and multiply in building water systems, particularly when water is left stagnant or tepid, or the system is…
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If your caravan is damaged due to lack of maintenance or has been victim to general wear and tear, you will not be able to claim for this on your insurance policy. The good news is that with thorough preparation you should be able to keep your caravan in tiptop condition for the new season.…
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As part of the latest 4-week lockdown announced by the Government on 31st October, people in the UK will not be allowed to travel internationally or in the UK, unless for work, education or other legally permitted exceptions. If you have booked a holiday for over this period, you may be worried about claiming back the…
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As COVID-19 continues to distrupt events across the UK and local firework displays are few and far between, more people are having unregulated celebrations in their own gardens and, sometimes even in public parks and fields. While under the Animal Welfare Act 2006, it is illegal to light fireworks near fields or homes containing horses…
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You may have heard that the insurance industry is entering a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years. On top of that, there are two types of insurance cycle conditions…
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Cyber security is important but getting security systems in place to prevent an attack is only half the battle. Cybercriminals are constantly evolving and no matter how well protected you are, it only takes one wrong click to infiltrate your network. This means that, as well as having your defences set up, you also need…
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Aldium are specialist brokers in the Hospitality sector, comprising pubs, restaurants, B&Bs and more Pub Insurance | ALDIUM Insurance | Hospitality Insurance Our expertise is recognised by a number of major Brewers, including Frederic Robinsons, J W Lees, Joseph Holts and Hydes who recommend our services to their tenants in the knowledge that they will…
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