FAQs

What happens if I don’t have Professional Indemnity Insurance?

If you don’t have Professional Indemnity Insurance and a claim is made against you, you could be responsible for covering any legal costs and damages awarded to the claimant. This can be financially devastating for your business, and in some cases, it may even result in bankruptcy. You may also find that some client contracts…
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Can I purchase Professional Indemnity Insurance online?

While it is possible to purchase Professional Indemnity Insurance online, it’s recommended to work with an experienced insurance broker who can help you assess your risks and find the right policy to meet your needs given the risks of purchasing the incorrect cover.

How much does Professional Indemnity Insurance cost?

The cost of Professional Indemnity Insurance can vary depending on several factors, including the nature of your business, the level of cover required, and your claims history. Our specialists will compare quotations from a broad panel of leading insurers in order to find you the most competitive policy that meets your needs.

What are the benefits of having Professional Indemnity Insurance?

Having Professional Indemnity Insurance can provide peace of mind and protect your business against financial loss and reputational damage resulting from a claim of negligence or professional misconduct.

How much cover do I need?

The amount of cover you need will depend on the type of services you provide, the risks associated with your business, and your clients’ requirements. Our specialists can help you assess your risks and will recommend an appropriate level of cover based on your needs.

Who needs Professional Indemnity Insurance?

Professional Indemnity Insurance is typically required by professionals who provide advice or services to clients, such as lawyers, accountants, architects, engineers, consultants, and other professionals

What does Professional Indemnity Insurance cover?

Professional Indemnity Insurance covers claims arising from professional negligence, errors or omissions, breach of duty or contract, and other professional liabilities that result in financial loss or damage to a client.

How can I get a quote for mini fleet insurance?

To get a quote for mini fleet insurance, you can contact us by clicking HERE or call 0151 336 5881. You will need to provide information about the vehicles you want to insure, including their make and model, usage, and any previous claims history. Our team of experts will then search the market for you…
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What types of cover options are available under mini fleet insurance?

Mini fleet insurance policies typically offer the same types of cover as individual vehicle insurance, such as third-party, fire and theft, and comprehensive coverage. However, policies may also include additional cover options, such as breakdown cover and legal expenses cover.

How does mini fleet insurance differ from individual vehicle insurance?

Mini fleet insurance covers multiple vehicles under a single policy, whereas individual vehicle insurance covers one vehicle at a time. Mini fleet insurance can be a more cost-effective option for businesses with a small fleet of vehicles, as it can offer discounts and other benefits such as flexible driving options such as Any Driver over…
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