News

If your caravan is damaged due to lack of maintenance or has been victim to general wear and tear, you will not be able to claim for this on your insurance policy. The good news is that with thorough preparation you should be able to keep your caravan in tiptop condition for the new season.…
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As part of the latest 4-week lockdown announced by the Government on 31st October, people in the UK will not be allowed to travel internationally or in the UK, unless for work, education or other legally permitted exceptions. If you have booked a holiday for over this period, you may be worried about claiming back the…
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As COVID-19 continues to distrupt events across the UK and local firework displays are few and far between, more people are having unregulated celebrations in their own gardens and, sometimes even in public parks and fields. While under the Animal Welfare Act 2006, it is illegal to light fireworks near fields or homes containing horses…
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You may have heard that the insurance industry is entering a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years. On top of that, there are two types of insurance cycle conditions…
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Cyber security is important but getting security systems in place to prevent an attack is only half the battle. Cybercriminals are constantly evolving and no matter how well protected you are, it only takes one wrong click to infiltrate your network. This means that, as well as having your defences set up, you also need…
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Aldium are specialist brokers in the Hospitality sector, comprising pubs, restaurants, B&Bs and more Pub Insurance | ALDIUM Insurance | Hospitality Insurance Our expertise is recognised by a number of major Brewers, including Frederic Robinsons, J W Lees, Joseph Holts and Hydes who recommend our services to their tenants in the knowledge that they will…
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When you take out Business Insurance, it’s essential that you explore every insurable area of your company to determine the policy features that are right for you. Yet, this can be difficult if you don’t know the full terms and conditions of your current policy, including any exclusions. We take a look at three areas…
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When the UK was plunged into lockdown in March, businesses had to adapt quickly to ensure that staff could continue to carry out their day-to-day role while working from home but, there wasn’t just IT and contact issues to contend with. Not only did employees have to manage their own workload, but they also needed…
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Every Car Insurance policy is different. Often when it comes to comprehensive cover, even if your insurer does include the option for a 14-day replacement vehicle, this will not be applicable if it was stolen or written-off. Would you be able to operate without a car during this period? If your Car Insurance doesn’t include…
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