Category: News

ALDIUM Insurance

Costs of being a courier

With costs increasing all over the globe, can you afford to not review your insurance policies? Industry index reveals that 2022 began with higher road freight prices than the previous three Januarys. As rising interest rates and inflation bite, logistics industry experts uncover what else is set to impact the supply chain in 2022. The…
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Courier Insurance – For Christmas

Flexible Vehicle Solutions | FlexiCourier from Aldium CHRISTMAS RUSH? If you are becoming a courier and new to the sector or are you a fleet operator increasing your drivers over the busy periods and are paying to much for your fleet, then we can help. FlexiCourier | Single Annual Policy We can provide a Hire & Reward Insurance Policy…
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Protecting your business in the hard market

The effect that Covid-19 has had on businesses, whether directly or indirectly, is immeasurable, and the insurance industry hasn’t gone unscathed. As Oliver Bate, CEO of Allianz, put it, “the virus has hit insurers like a meteorite”. As businesses look to build themselves back up again post-pandemic, coupled with the already hardening market, the increased need…
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UK drivers will no longer require insurance ‘Green Cards’ for driving in Europe

Changes to European Driving Rules that UK motorists must be aware of Following Brexit, UK drivers were required to carry a ‘Green Card’ (an International Motor Insurance Certificate) when driving in Europe. This document, issued by the motor insurance providers, certifies that the holder has sufficient motor insurance cover to allow them to legally drive…
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Travel safety and security tips

Travel safety and security tips The majority of crimes are as a result of opportunists and fraudsters exploiting the good will of businesses, locals and holiday makers alike. But by making yourselves ‘unappealing’ as targets and being aware of some of the tricks being used, we hope to help you avoid common pitfalls.   Opportunist…
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High ‘flood risk areas’ in the UK

High ‘flood risk areas’ in the UK As an island, with many coastal and riverside regions, the UK is naturally prone to flooding. The increased frequency of extreme weather events, urban development, and pressure of climate change have made flooding happen more often and with worse consequences. In this article, we will look at some…
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Can employers force their employees to have the COVID-19 vaccination?

Published 09/07/2021 The current success of the vaccine roll-out brings hope to businesses that normal operations could soon resume. However, while having a high proportion of vaccinated employees would be advantageous for employers to resume business as usual, it is also clear that not every worker will want to. An employee could have a medical,…
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Landmark whiplash reforms set to transform compensation culture

Britain’s motor compensation culture is set to be transformed with the introduction of the long-awaited whiplash reforms, bringing with it a fairer system for motorists, said Dave Lovely, Aviva’s Claims Director, General Insurance*. The whiplash reforms, part of the Civil Liability Act 2018, come into effect today (Monday, 31 May, 2021). Aviva has led industry…
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FCA Release Business Interruption Insurance COVID-19 calculator

Businesses with a business interruption (BI) policy that covers ‘disease within a particular distance from the premises’ such as 1 mile or 25 mile radius can use the new FCA COVID-19 Calculator to help prove the presence of the virus in your area. This calculator may help you if: you have an insurance policy that…
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Have you got your Pub Insurance sorted?

With the government roadmap allowing some hospitality venues to reopen in a limited setting such as pubs, cafés and restaurants it is important to check that your cover is still correct. During lockdown a lot of business owners adjusted their covers to a ‘skeleton’ level as there was no stock or customers. Pub Insurance |…
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