ALDIUM Insurance
Specialist insurance for care homes, domiciliary care agencies, supported living providers and children’s homes across the UK — arranged by a dedicated care team with over 25 years in the sector. Choose your care setting below to see what cover includes.
Every care setting carries different risks, so insurers underwrite them differently. Choose the one that matches your service to see what cover typically includes — or call us on 0151 336 5881 if you run more than one.
For residential, nursing and dementia care homes — from single homes to multi-site groups.
For home care agencies and providers whose staff deliver care in clients’ own homes.
For providers supporting people in their own or shared homes — often as landlord and support provider.
For registered children’s homes and residential childcare providers, including semi-independent provision.
One programme for operators running several homes.
Minibuses and adapted vehicles carrying residents and service users.
Two or more vehicles, from carer cars to WAVs, on one policy.
Buildings and landlord cover for premises a care business runs from.
Care insurance is specialist business insurance for organisations that provide regulated care and support — care homes, domiciliary care agencies, supported living providers and children’s homes. Alongside standard covers such as employers’ and public liability, it includes protections ordinary business policies leave out, such as treatment and medical malpractice cover and abuse and mistreatment liability.
Each care setting carries different risks, so insurers underwrite them differently — which is why each type has its own page above, explaining what cover includes and what to check.
Tell us what you run and our care team will point you to the right cover — or take a fresh look at what you already have. No obligation, no call centres, just straight answers.
Aldium Insurance Services Ltd · Viscount House, High Street, Neston, CH64 9AD · Insuring the UK care sector for over 25 years.
Aldium Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 306687) and registered in England and Wales (No. 3278618). The information on this page describes covers typically available to UK care providers and is provided for general information only — it is not advice on your individual circumstances. All policies are subject to their own terms, conditions, limits, excesses and exclusions; please refer to the policy documentation for full details.
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